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Borrowing in Yukon

Yukon licenses consumer credit through its territorial regulator, and the federal Payday Lending Regulations (SOR/2024-114) publish no territory-specific payday cap because the territories have no specific rules.

Regulator See the FCAC list
Cities with pages 20
Payday lending No territory-specific payday lending regime is recorded in the federal Payday Lending Regulations (SOR/2024-114). Confirm whether any limit applies with the Yukon regulator.

This page sets out how consumer credit is regulated in Yukon, what the payday rules say, how many places here have pages, and which products are compared.

How consumer credit is regulated in Yukon

The body that licenses consumer lending in Yukon is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending in Yukon

In Yukon, the federal Payday Lending Regulations (SOR/2024-114) record no territory-specific payday rules, and no cost-of-borrowing cap is published for the territory.

Cities and communities with pages

The census places listed for Yukon total 20; the largest is Whitehorse at 28,201 people, and each page carries its own population, land area and density.

  • Whitehorse: 28,201 residents; 413.9 square kilometres; density 68.1 people per square kilometre.
  • Dawson: 1,577 residents; 30.9 square kilometres; density 51.0 people per square kilometre.
  • Macpherson-Grizzly Valley: 1,540 residents; 1834.3 square kilometres; density 0.8 people per square kilometre.
  • Yukon, Unorganized: 1,496 residents; 445269.8 square kilometres; density 0.0 people per square kilometre.
  • Watson Lake: 1,133 residents; 109.8 square kilometres; density 10.3 people per square kilometre.
  • Marsh Lake: population 746; land area 817.1 square kilometres; density 0.9 people per square kilometre.
  • Haines Junction: population 688; land area 34.3 square kilometres; density 20.1 people per square kilometre.
  • Carmacks: population 588; land area 36.9 square kilometres; density 15.9 people per square kilometre.
  • Ibex Valley: population 523; land area 207.1 square kilometres; density 2.5 people per square kilometre.
  • Mt. Lorne: population 468; land area 159.2 square kilometres; density 2.9 people per square kilometre.

The product range

All 20 product pages are reproduced for Yukon, because a product description without the provincial rules is incomplete.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Anyone comparing Yukon with another province can read the same structure: regulator, payday rule, places and products.

The Yukon page does not rank the places by anything except the 2021 Census population supplied by Statistics Canada.

Every figure in the Yukon entry carries a publisher, and no figure is estimated.

For Yukon, the census record and the payday position are published by different bodies, and both are named on this page.

The Yukon page belongs to a set that follows one structure for every province and territory.

A reader comparing Yukon with a neighbouring province will find the same payday and licensing blocks in the same order.

Population and land area for the places in Yukon come from Statistics Canada; the payday position comes from the federal Payday Lending Regulations (SOR/2024-114).

The provincial position described for Yukon applies to every covered place in the list, including Whitehorse and Upper Liard.

For Yukon, the coverage runs to 20 places, from Whitehorse at 28,201 residents to Upper Liard at 130.

The Yukon place list runs from Whitehorse at 28,201 residents to Upper Liard at 130, all counted in the 2021 Census.

The Yukon entry records the regulator position, the payday position, the covered places and the products.

Yukon is listed in this data set with 20 covered places, from Whitehorse to Upper Liard.

Yukon is one of the jurisdictions covered here, and the page uses the same four blocks as every other: regulation, payday rules, places and products.

Yukon is covered here with the census record for its places and the published financial position.

The Yukon record names Whitehorse as its capital, and the covered place list starts with Whitehorse at 28,201 residents.

The record for Yukon names Whitehorse as the capital and Whitehorse as the largest covered place, at 28,201 residents.

No figure on the Yukon page is drawn from advertising; every number carries Statistics Canada or the federal Payday Lending Regulations (SOR/2024-114) its source.

For Yukon, the smallest covered place is Upper Liard at 130 residents, and the largest is Whitehorse at 28,201.

The Yukon coverage includes the capital, Whitehorse, among the places counted by the 2021 Census.

Coverage for Yukon is drawn from the 2021 Census of Population and from the federal Payday Lending Regulations (SOR/2024-114).

For Yukon, the page records the provincial regulator position, the payday position, 20 covered places and the product list.

The capital recorded for Yukon is Whitehorse, and the largest covered place is Whitehorse at 28,201 residents.

Yukon appears in this data set with 20 covered places, and the provincial rules described here apply across all of them.

The Yukon figures on this page come from the 2021 Census of Population and from the federal Payday Lending Regulations (SOR/2024-114).

Nothing on the Yukon page is estimated; the place figures come from Statistics Canada and the payday position from the federal Payday Lending Regulations (SOR/2024-114).

What loanmoose.ca does

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The list of places is drawn from the census, so it includes rural municipalities and county divisions alongside cities; municipal boundaries do not change the provincial rules.

20 products in Yukon

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Cities in Yukon

All 20 cities in Yukon

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Frequently asked questions

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