Borrowing in Whitehorse, Yukon

This page covers borrowing in Whitehorse, Yukon: the census facts, the provincial rules, and the products people compare.

The census figures for Whitehorse

In the 2021 Census, Whitehorse had 28,201 residents. Its land area is 413.9 square kilometres.

The calculated density is 68.1 people per square kilometre.

Its provincial population rank is 1 within this data set.

Within Yukon, Whitehorse is place number 1 by population in this census set, at 28,201 residents.

The Yukon rules that apply

Provincial or territorial law decides who may lend in Yukon, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) state that the territories have no specific payday lending rules, so no territorial cap is published for Yukon and the limit should be confirmed with the territorial regulator.

In the middle band, the community is grouped with comparable places here, and the rules stay provincial.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

Readers comparing Whitehorse with another community can use the same four census fields.

Where a figure for Whitehorse could not be verified, the page names the publisher instead of printing a number.

At 28,201 residents in the 2021 Census, Whitehorse is listed alongside the other covered places in Yukon.

For Whitehorse, the two census fields above are the only local statistics used anywhere on the page.

Whitehorse sits at rank 1 within Yukon in this data set, and the provincial rules apply as they do elsewhere.

Whitehorse appears in the census record with 28,201 residents, and the density of 68.1 people per square kilometre follows from it.

Nothing on the Whitehorse page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Whitehorse is one of 20 covered Yukon places, counted at 28,201 residents with a land area of 413.9 square kilometres.

The land area recorded for Whitehorse is 413.9 square kilometres, and the population is 28,201 residents in the 2021 Census.

Whitehorse ranks 1 by 2021 Census population among the covered places in Yukon.

The Whitehorse page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Whitehorse, 68.1 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.