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Borrowing in Ibex Valley, Yukon

How borrowing works in Ibex Valley, Yukon, where the 2021 Census counted 523 residents.

Province Yukon (YT)
Population, 2021 Census 523
Land area 207.1 km²
Provincial regulator See the FCAC list

Ibex Valley is one of the Yukon communities covered here, with a 2021 Census population of 523, and borrowing there is licensed under Yukon's consumer credit rules.

The census figures for Ibex Valley

In the 2021 Census, Ibex Valley had 523 residents. The census records a land area of 207.1 square kilometres for Ibex Valley.

Population divided by land area produces a density of 2.5 people per square kilometre.

By population it ranks 9 among the Yukon places covered here.

Ibex Valley is one of 20 places listed for Yukon, ranked 9 by population and measured at 207.1 square kilometres.

The Yukon rules that apply

Provincial or territorial law decides who may lend in Yukon, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending in Yukon is not covered by a territory-specific rule, according to the federal Payday Lending Regulations (SOR/2024-114), so the applicable cap should be confirmed with the territorial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A credit file is compiled by private agencies from information lenders and other creditors report. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

Ibex Valley sits at rank 9 within Yukon in this data set, and the provincial rules apply as they do elsewhere.

At 523 residents in the 2021 Census, Ibex Valley is listed alongside the other covered places in Yukon.

Readers comparing Ibex Valley with another community can use the same four census fields.

Ibex Valley is one of 20 covered Yukon places, counted at 523 residents with a land area of 207.1 square kilometres.

The density figure for Ibex Valley, 2.5 people per square kilometre, is calculated from the population and land area above.

Nothing on the Ibex Valley page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Ibex Valley could not be verified, the page names the publisher instead of printing a number.

The Ibex Valley page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Ibex Valley is 207.1 square kilometres, and the population is 523 residents in the 2021 Census.

For Ibex Valley, the two census fields above are the only local statistics used anywhere on the page.

Ibex Valley appears in the census record with 523 residents, and the density of 2.5 people per square kilometre follows from it.

Ibex Valley ranks 9 by 2021 Census population among the covered places in Yukon.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Ibex Valley

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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