Borrowing in Carcross, Yukon

This page covers borrowing in Carcross, Yukon: the census facts, the provincial rules, and the products people compare.

The Yukon rules that apply

Provincial or territorial law decides who may lend in Yukon, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending in Yukon is not covered by a territory-specific rule, according to the federal Payday Lending Regulations (SOR/2024-114), so the applicable cap should be confirmed with the territorial regulator.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

The census figures for Carcross

Carcross recorded a population of 317 in Statistics Canada's 2021 Census of Population. 15.6 square kilometres of land are attributed to Carcross.

Dividing population by land area gives 20.4 residents per square kilometre, rounded to one decimal place.

Among covered Yukon places, Carcross sits at rank 14 by population.

The place record for Carcross covers 15.6 square kilometres and 317 residents, a density of 20.4 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

Readers comparing Carcross with another community can use the same four census fields.

Carcross ranks 14 by 2021 Census population among the covered places in Yukon.

Carcross is one of 20 covered Yukon places, counted at 317 residents with a land area of 15.6 square kilometres.

The land area recorded for Carcross is 15.6 square kilometres, and the population is 317 residents in the 2021 Census.

Where a figure for Carcross could not be verified, the page names the publisher instead of printing a number.

The Carcross page follows the same structure as every other place page, with population, land area, density and rank.

For Carcross, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Carcross, 20.4 people per square kilometre, is calculated from the population and land area above.

Nothing on the Carcross page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 317 residents in the 2021 Census, Carcross is listed alongside the other covered places in Yukon.

Carcross appears in the census record with 317 residents, and the density of 20.4 people per square kilometre follows from it.

Carcross sits at rank 14 within Yukon in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.