Borrowing in Wolseley, Saskatchewan

Wolseley, Saskatchewan, recorded a population of 852 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Wolseley

The 2021 Census counted 852 residents in Wolseley. Its land area is 5.8 square kilometres.

On those two figures, density is 145.9 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 156 in the province.

Compared with the other 733 covered Saskatchewan places, Wolseley ranks 156 by population.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

Readers comparing Wolseley with another community can use the same four census fields.

Wolseley appears in the census record with 852 residents, and the density of 145.9 people per square kilometre follows from it.

Wolseley ranks 156 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Wolseley, 145.9 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Wolseley is 5.8 square kilometres, and the population is 852 residents in the 2021 Census.

For Wolseley, the two census fields above are the only local statistics used anywhere on the page.

At 852 residents in the 2021 Census, Wolseley is listed alongside the other covered places in Saskatchewan.

The Wolseley page follows the same structure as every other place page, with population, land area, density and rank.

Wolseley sits at rank 156 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Wolseley page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Wolseley is one of 733 covered Saskatchewan places, counted at 852 residents with a land area of 5.8 square kilometres.

Where a figure for Wolseley could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.