Borrowing in Regina, Saskatchewan

This page covers borrowing in Regina, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

At this size the census figures are large, but the licensing position is the same provincial one.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The census figures for Regina

The 2021 Census counted 226,404 residents in Regina. Statistics Canada lists 178.8 square kilometres of land for the community.

The calculated density is 1266.2 people per square kilometre.

Regina ranks 2 by population among the Saskatchewan places on this site.

Regina therefore appears at rank 2 of 733 covered Saskatchewan places, with a density of 1266.2 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

Readers comparing Regina with another community can use the same four census fields.

The Regina page follows the same structure as every other place page, with population, land area, density and rank.

Regina is one of 733 covered Saskatchewan places, counted at 226,404 residents with a land area of 178.8 square kilometres.

Regina sits at rank 2 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Regina appears in the census record with 226,404 residents, and the density of 1266.2 people per square kilometre follows from it.

Where a figure for Regina could not be verified, the page names the publisher instead of printing a number.

The density figure for Regina, 1266.2 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Regina is 178.8 square kilometres, and the population is 226,404 residents in the 2021 Census.

Regina ranks 2 by 2021 Census population among the covered places in Saskatchewan.

Nothing on the Regina page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.