Borrowing in Saskatchewan

Saskatchewan writes its own licensing and cost rules for consumer lending, which is why the terms available in Regina can differ from those offered across a provincial border.

Who licenses lending in Saskatchewan

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending in Saskatchewan

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

The census list for Saskatchewan

The census places listed for Saskatchewan total 733; the largest is Saskatoon at 266,141 people, and each page carries its own population, land area and density.

• Saskatoon: 266,141 residents; 226.6 square kilometres; density 1174.7 people per square kilometre.
• Regina: 226,404 residents; 178.8 square kilometres; density 1266.2 people per square kilometre.
• Prince Albert: 37,756 residents; 67.2 square kilometres; density 562.1 people per square kilometre.
• Moose Jaw: 33,665 residents; 65.8 square kilometres; density 511.5 people per square kilometre.
• Swift Current: 16,750 residents; 29.3 square kilometres; density 571.7 people per square kilometre.

• Yorkton: population 16,280; land area 36.2 square kilometres; density 449.8 people per square kilometre.
• North Battleford: population 13,836; land area 33.5 square kilometres; density 412.4 people per square kilometre.
• Warman: population 12,419; land area 13.1 square kilometres; density 948.0 people per square kilometre.
• Lloydminster (Part): population 11,843; land area 18.1 square kilometres; density 655.8 people per square kilometre.
• Weyburn: population 11,019; land area 19.0 square kilometres; density 579.0 people per square kilometre.

Borrowing products with Saskatchewan pages

20 product pages exist for each province, covering personal, secured, mortgage, business, debt and payday borrowing.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

For Saskatchewan, the coverage runs to 733 places, from Saskatoon at 266,141 residents to Weyakwin at 100.

The Saskatchewan page does not rank the places by anything except the 2021 Census population supplied by Statistics Canada.

The capital recorded for Saskatchewan is Regina, and the largest covered place is Saskatoon at 266,141 residents.

Saskatchewan is covered here with the census record for its places and the published financial position.

The Saskatchewan page belongs to a set that follows one structure for every province and territory.

Readers can move from the Saskatchewan page to any covered place page without leaving the same structure.

Saskatchewan is described here using census figures for its places and the payday position published by the federal Payday Lending Regulations (SOR/2024-114).

Saskatchewan is listed here with the same fields as every other province page: regulator, payday position, places and products.

Saskatchewan is listed in this data set with 733 covered places, from Saskatoon to Weyakwin.

For Saskatchewan, the smallest covered place is Weyakwin at 100 residents, and the largest is Saskatoon at 266,141.

Population and land area for the places in Saskatchewan come from Statistics Canada; the payday position comes from the federal Payday Lending Regulations (SOR/2024-114).

Anyone comparing Saskatchewan with another province can read the same structure: regulator, payday rule, places and products.

For Saskatchewan, the page records the provincial regulator position, the payday position, 733 covered places and the product list.

Where a figure for Saskatchewan could not be verified against the publisher, the page names the publisher instead of printing a number.

The Saskatchewan page describes how the rules work rather than what any reader should do.

The Saskatchewan coverage includes the capital, Regina, among the places counted by the 2021 Census.

The record for Saskatchewan names Regina as the capital and Saskatoon as the largest covered place, at 266,141 residents.

Saskatchewan is one of the provinces and territories covered by these pages, and the capital named in the record is Regina.

The Saskatchewan record names Regina as its capital, and the covered place list starts with Saskatoon at 266,141 residents.

Saskatchewan appears in this data set with 733 covered places, and the provincial rules described here apply across all of them.

A reader comparing Saskatchewan with a neighbouring province will find the same payday and licensing blocks in the same order.

No figure on the Saskatchewan page is drawn from advertising; every number carries Statistics Canada or the federal Payday Lending Regulations (SOR/2024-114) its source.

The Saskatchewan figures on this page come from the 2021 Census of Population and from the federal Payday Lending Regulations (SOR/2024-114).

For Saskatchewan, the census record and the payday position are published by different bodies, and both are named on this page.

How to read this page

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Rules change, and a cap that applied in one year may not be the cap that applies in the next, so the current wording belongs with the provincial or territorial regulator rather than with any summary.