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Borrowing in Willowdale No. 153, Saskatchewan

Population 248, land area 594.0 square kilometres: the census facts for Willowdale No. 153, plus how consumer credit is regulated in Saskatchewan.

Province Saskatchewan (SK)
Population, 2021 Census 248
Land area 594.0 km²
Provincial regulator See the FCAC list

This page covers borrowing in Willowdale No. 153, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The census figures for Willowdale No. 153

Statistics Canada's 2021 Census gives Willowdale No. 153 a population of 248. Land area for Willowdale No. 153 is 594.0 square kilometres in the same census.

Dividing population by land area gives 0.4 residents per square kilometre, rounded to one decimal place.

By population it ranks 550 among the Saskatchewan places covered here.

Willowdale No. 153 is one of 733 places listed for Saskatchewan, ranked 550 by population and measured at 594.0 square kilometres.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The land area recorded for Willowdale No. 153 is 594.0 square kilometres, and the population is 248 residents in the 2021 Census.

Willowdale No. 153 sits at rank 550 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Willowdale No. 153, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Willowdale No. 153 could not be verified, the page names the publisher instead of printing a number.

At 248 residents in the 2021 Census, Willowdale No. 153 is listed alongside the other covered places in Saskatchewan.

The Willowdale No. 153 page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Willowdale No. 153 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Willowdale No. 153, 0.4 people per square kilometre, is calculated from the population and land area above.

Willowdale No. 153 ranks 550 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Willowdale No. 153 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Willowdale No. 153

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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