Borrowing in Wilkie, Saskatchewan

Wilkie, Saskatchewan, recorded a population of 1,195 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The census figures for Wilkie

Wilkie recorded a population of 1,195 in Statistics Canada's 2021 Census of Population. The community covers 9.2 square kilometres of land.

Dividing population by land area gives 129.6 residents per square kilometre, rounded to one decimal place.

Wilkie ranks 98 by population among the Saskatchewan places on this site.

Compared with the other 733 covered Saskatchewan places, Wilkie ranks 98 by population.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The density figure for Wilkie, 129.6 people per square kilometre, is calculated from the population and land area above.

Nothing on the Wilkie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Wilkie appears in the census record with 1,195 residents, and the density of 129.6 people per square kilometre follows from it.

At 1,195 residents in the 2021 Census, Wilkie is listed alongside the other covered places in Saskatchewan.

Readers comparing Wilkie with another community can use the same four census fields.

Wilkie ranks 98 by 2021 Census population among the covered places in Saskatchewan.

Wilkie sits at rank 98 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Wilkie could not be verified, the page names the publisher instead of printing a number.

Wilkie is one of 733 covered Saskatchewan places, counted at 1,195 residents with a land area of 9.2 square kilometres.

The land area recorded for Wilkie is 9.2 square kilometres, and the population is 1,195 residents in the 2021 Census.

For Wilkie, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.