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Borrowing in Wheatlands No. 163, Saskatchewan

Wheatlands No. 163, Saskatchewan: 157 residents in the 2021 Census, 818.6 square kilometres of land, and the provincial lending rules that apply across Saskatchewan.

Province Saskatchewan (SK)
Population, 2021 Census 157
Land area 818.6 km²
Provincial regulator See the FCAC list

Wheatlands No. 163 is one of the Saskatchewan communities covered here, with a 2021 Census population of 157, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The census figures for Wheatlands No. 163

The 2021 Census counted 157 residents in Wheatlands No. 163. 818.6 square kilometres of land are attributed to Wheatlands No. 163.

Dividing population by land area gives 0.2 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 653 in the province.

Wheatlands No. 163 is one of 733 places listed for Saskatchewan, ranked 653 by population and measured at 818.6 square kilometres.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The density figure for Wheatlands No. 163, 0.2 people per square kilometre, is calculated from the population and land area above.

Wheatlands No. 163 is one of 733 covered Saskatchewan places, counted at 157 residents with a land area of 818.6 square kilometres.

For Wheatlands No. 163, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Wheatlands No. 163 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Wheatlands No. 163 with another community can use the same four census fields.

Wheatlands No. 163 ranks 653 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Wheatlands No. 163 is 818.6 square kilometres, and the population is 157 residents in the 2021 Census.

Wheatlands No. 163 appears in the census record with 157 residents, and the density of 0.2 people per square kilometre follows from it.

The Wheatlands No. 163 page follows the same structure as every other place page, with population, land area, density and rank.

At 157 residents in the 2021 Census, Wheatlands No. 163 is listed alongside the other covered places in Saskatchewan.

Wheatlands No. 163 sits at rank 653 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Wheatlands No. 163

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

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