Borrowing in Waterhen 130, Saskatchewan

Waterhen 130 is one of the Saskatchewan communities covered here, with a 2021 Census population of 728, and borrowing there is licensed under Saskatchewan's consumer credit rules.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A mortgage is registered against the property, which is what gives the lender its claim.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Waterhen 130

Waterhen 130 recorded a population of 728 in Statistics Canada's 2021 Census of Population. Its land area is 78.1 square kilometres.

On those two figures, density is 9.3 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 183 within this data set.

Waterhen 130 is one of 733 places listed for Saskatchewan, ranked 183 by population and measured at 78.1 square kilometres.

The Waterhen 130 page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Waterhen 130, 9.3 people per square kilometre, is calculated from the population and land area above.

Waterhen 130 sits at rank 183 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Waterhen 130 is one of 733 covered Saskatchewan places, counted at 728 residents with a land area of 78.1 square kilometres.

Nothing on the Waterhen 130 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 728 residents in the 2021 Census, Waterhen 130 is listed alongside the other covered places in Saskatchewan.

The land area recorded for Waterhen 130 is 78.1 square kilometres, and the population is 728 residents in the 2021 Census.

Readers comparing Waterhen 130 with another community can use the same four census fields.

For Waterhen 130, the two census fields above are the only local statistics used anywhere on the page.

Waterhen 130 ranks 183 by 2021 Census population among the covered places in Saskatchewan.

Waterhen 130 appears in the census record with 728 residents, and the density of 9.3 people per square kilometre follows from it.

Where a figure for Waterhen 130 could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.