Borrowing in Wapella, Saskatchewan

A loan taken out in Wapella is governed by Saskatchewan's licensing rules, and the 2021 Census counted 278 people in the community.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Wapella

Population for Wapella stands at 278 in the 2021 Census. Land area for Wapella is 2.6 square kilometres in the same census.

Population divided by land area produces a density of 105.7 people per square kilometre.

Among covered Saskatchewan places, Wapella sits at rank 507 by population.

Wapella therefore appears at rank 507 of 733 covered Saskatchewan places, with a density of 105.7 people per square kilometre.

The Wapella page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Wapella page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Wapella ranks 507 by 2021 Census population among the covered places in Saskatchewan.

For Wapella, the two census fields above are the only local statistics used anywhere on the page.

Wapella is one of 733 covered Saskatchewan places, counted at 278 residents with a land area of 2.6 square kilometres.

At 278 residents in the 2021 Census, Wapella is listed alongside the other covered places in Saskatchewan.

The land area recorded for Wapella is 2.6 square kilometres, and the population is 278 residents in the 2021 Census.

Where a figure for Wapella could not be verified, the page names the publisher instead of printing a number.

Readers comparing Wapella with another community can use the same four census fields.

The density figure for Wapella, 105.7 people per square kilometre, is calculated from the population and land area above.

Wapella sits at rank 507 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Wapella appears in the census record with 278 residents, and the density of 105.7 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.