Borrowing in Wallace No. 243, Saskatchewan

A loan taken out in Wallace No. 243 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 881 people in the community.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Wallace No. 243

In the 2021 Census, Wallace No. 243 had 881 residents. Its land area is 814.7 square kilometres.

That gives a density of 1.1 people per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, Wallace No. 243 sits at rank 151 by population.

Within Saskatchewan, Wallace No. 243 is place number 151 by population in this census set, at 881 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Nothing on the Wallace No. 243 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Wallace No. 243 with another community can use the same four census fields.

The land area recorded for Wallace No. 243 is 814.7 square kilometres, and the population is 881 residents in the 2021 Census.

Wallace No. 243 appears in the census record with 881 residents, and the density of 1.1 people per square kilometre follows from it.

For Wallace No. 243, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Wallace No. 243, 1.1 people per square kilometre, is calculated from the population and land area above.

Wallace No. 243 sits at rank 151 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

At 881 residents in the 2021 Census, Wallace No. 243 is listed alongside the other covered places in Saskatchewan.

Wallace No. 243 is one of 733 covered Saskatchewan places, counted at 881 residents with a land area of 814.7 square kilometres.

Wallace No. 243 ranks 151 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Wallace No. 243 could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.