Borrowing in Waldheim, Saskatchewan

Waldheim is one of the Saskatchewan places covered here, with 1,237 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The census figures for Waldheim

The 2021 Census counted 1,237 residents in Waldheim. Land area for Waldheim is 2.0 square kilometres in the same census.

On those two figures, density is 627.9 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 89 in the province.

Within Saskatchewan, Waldheim is place number 89 by population in this census set, at 1,237 residents.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

At 1,237 residents in the 2021 Census, Waldheim is listed alongside the other covered places in Saskatchewan.

The land area recorded for Waldheim is 2.0 square kilometres, and the population is 1,237 residents in the 2021 Census.

The density figure for Waldheim, 627.9 people per square kilometre, is calculated from the population and land area above.

Waldheim is one of 733 covered Saskatchewan places, counted at 1,237 residents with a land area of 2.0 square kilometres.

Waldheim ranks 89 by 2021 Census population among the covered places in Saskatchewan.

The Waldheim page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Waldheim with another community can use the same four census fields.

Waldheim sits at rank 89 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Waldheim, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Waldheim page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Waldheim could not be verified, the page names the publisher instead of printing a number.

Waldheim appears in the census record with 1,237 residents, and the density of 627.9 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.