Borrowing in Waldeck, Saskatchewan

Waldeck, Saskatchewan, recorded a population of 294 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The census figures for Waldeck

The 2021 Census counted 294 residents in Waldeck. Its land area is 2.0 square kilometres.

On those two figures, density is 147.7 residents per square kilometre when rounded to one decimal place.

Waldeck ranks 485 by population among the Saskatchewan places on this site.

Waldeck sits at rank 485 among the 733 Saskatchewan places here, with 294 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

Waldeck sits at rank 485 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Waldeck is one of 733 covered Saskatchewan places, counted at 294 residents with a land area of 2.0 square kilometres.

The Waldeck page follows the same structure as every other place page, with population, land area, density and rank.

Waldeck appears in the census record with 294 residents, and the density of 147.7 people per square kilometre follows from it.

Where a figure for Waldeck could not be verified, the page names the publisher instead of printing a number.

Waldeck ranks 485 by 2021 Census population among the covered places in Saskatchewan.

For Waldeck, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Waldeck page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Waldeck, 147.7 people per square kilometre, is calculated from the population and land area above.

Readers comparing Waldeck with another community can use the same four census fields.

The land area recorded for Waldeck is 2.0 square kilometres, and the population is 294 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.