Borrowing in Wahpaton 94A, Saskatchewan

With 310 residents counted in the 2021 Census, Wahpaton 94A sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A credit file is compiled by private agencies from information lenders and other creditors report.

The census figures for Wahpaton 94A

In the 2021 Census, Wahpaton 94A had 310 residents. The community covers 14.8 square kilometres of land.

Population divided by land area produces a density of 21.0 people per square kilometre.

The community is the 467th largest place in the province within this census set.

Wahpaton 94A is one of 733 places listed for Saskatchewan, ranked 467 by population and measured at 14.8 square kilometres.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The density figure for Wahpaton 94A, 21.0 people per square kilometre, is calculated from the population and land area above.

Wahpaton 94A sits at rank 467 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Wahpaton 94A ranks 467 by 2021 Census population among the covered places in Saskatchewan.

Wahpaton 94A is one of 733 covered Saskatchewan places, counted at 310 residents with a land area of 14.8 square kilometres.

The Wahpaton 94A page follows the same structure as every other place page, with population, land area, density and rank.

For Wahpaton 94A, the two census fields above are the only local statistics used anywhere on the page.

At 310 residents in the 2021 Census, Wahpaton 94A is listed alongside the other covered places in Saskatchewan.

Readers comparing Wahpaton 94A with another community can use the same four census fields.

Wahpaton 94A appears in the census record with 310 residents, and the density of 21.0 people per square kilometre follows from it.

Where a figure for Wahpaton 94A could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Wahpaton 94A is 14.8 square kilometres, and the population is 310 residents in the 2021 Census.

Nothing on the Wahpaton 94A page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.