Borrowing in Touchwood No. 248, Saskatchewan

Touchwood No. 248 is one of the Saskatchewan places covered here, with 373 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Joint applications combine two incomes and two sets of obligations in the same assessment. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The census figures for Touchwood No. 248

373 people were counted in Touchwood No. 248 in the 2021 Census. 684.6 square kilometres of land are attributed to Touchwood No. 248.

Population divided by land area produces a density of 0.5 people per square kilometre.

The community is the 398th largest place in the province within this census set.

Compared with the other 733 covered Saskatchewan places, Touchwood No. 248 ranks 398 by population.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

For Touchwood No. 248, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Touchwood No. 248, 0.5 people per square kilometre, is calculated from the population and land area above.

Readers comparing Touchwood No. 248 with another community can use the same four census fields.

Touchwood No. 248 sits at rank 398 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Touchwood No. 248 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Touchwood No. 248 page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Touchwood No. 248 could not be verified, the page names the publisher instead of printing a number.

Touchwood No. 248 is one of 733 covered Saskatchewan places, counted at 373 residents with a land area of 684.6 square kilometres.

Touchwood No. 248 ranks 398 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Touchwood No. 248 is 684.6 square kilometres, and the population is 373 residents in the 2021 Census.

Touchwood No. 248 appears in the census record with 373 residents, and the density of 0.5 people per square kilometre follows from it.

At 373 residents in the 2021 Census, Touchwood No. 248 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.