Borrowing in Tobin Lake, Saskatchewan

With 139 residents counted in the 2021 Census, Tobin Lake sits inside Saskatchewan's provincial lending framework.

The census figures for Tobin Lake

Tobin Lake recorded a population of 139 in Statistics Canada's 2021 Census of Population. 2.3 square kilometres of land are attributed to Tobin Lake.

On those two figures, density is 60.7 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 677 within this data set.

Within Saskatchewan, Tobin Lake is place number 677 by population in this census set, at 139 residents.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Readers comparing Tobin Lake with another community can use the same four census fields.

The density figure for Tobin Lake, 60.7 people per square kilometre, is calculated from the population and land area above.

Tobin Lake ranks 677 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Tobin Lake is 2.3 square kilometres, and the population is 139 residents in the 2021 Census.

Tobin Lake appears in the census record with 139 residents, and the density of 60.7 people per square kilometre follows from it.

For Tobin Lake, the two census fields above are the only local statistics used anywhere on the page.

Tobin Lake sits at rank 677 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

At 139 residents in the 2021 Census, Tobin Lake is listed alongside the other covered places in Saskatchewan.

Where a figure for Tobin Lake could not be verified, the page names the publisher instead of printing a number.

Tobin Lake is one of 733 covered Saskatchewan places, counted at 139 residents with a land area of 2.3 square kilometres.

Nothing on the Tobin Lake page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Tobin Lake page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.