Borrowing in Theodore, Saskatchewan

This page covers borrowing in Theodore, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The census figures for Theodore

Theodore recorded a population of 315 in Statistics Canada's 2021 Census of Population. Its land area is 1.5 square kilometres.

The arithmetic gives 208.6 people per square kilometre.

Among covered Saskatchewan places, Theodore sits at rank 462 by population.

Compared with the other 733 covered Saskatchewan places, Theodore ranks 462 by population.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Joint applications combine two incomes and two sets of obligations in the same assessment. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

For Theodore, the two census fields above are the only local statistics used anywhere on the page.

The Theodore page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Theodore is 1.5 square kilometres, and the population is 315 residents in the 2021 Census.

Nothing on the Theodore page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Theodore could not be verified, the page names the publisher instead of printing a number.

At 315 residents in the 2021 Census, Theodore is listed alongside the other covered places in Saskatchewan.

Theodore sits at rank 462 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Theodore with another community can use the same four census fields.

Theodore is one of 733 covered Saskatchewan places, counted at 315 residents with a land area of 1.5 square kilometres.

Theodore appears in the census record with 315 residents, and the density of 208.6 people per square kilometre follows from it.

The density figure for Theodore, 208.6 people per square kilometre, is calculated from the population and land area above.

Theodore ranks 462 by 2021 Census population among the covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.