Borrowing in The Gap No. 39, Saskatchewan

This page covers borrowing in The Gap No. 39, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A credit file is compiled by private agencies from information lenders and other creditors report.

The census figures for The Gap No. 39

The Gap No. 39 recorded a population of 181 in Statistics Canada's 2021 Census of Population. The community covers 795.8 square kilometres of land.

That gives a density of 0.2 people per square kilometre, rounded to one decimal place.

By population it ranks 623 among the Saskatchewan places covered here.

Within Saskatchewan, The Gap No. 39 is place number 623 by population in this census set, at 181 residents.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

The land area recorded for The Gap No. 39 is 795.8 square kilometres, and the population is 181 residents in the 2021 Census.

The Gap No. 39 is one of 733 covered Saskatchewan places, counted at 181 residents with a land area of 795.8 square kilometres.

The Gap No. 39 sits at rank 623 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Gap No. 39 ranks 623 by 2021 Census population among the covered places in Saskatchewan.

The density figure for The Gap No. 39, 0.2 people per square kilometre, is calculated from the population and land area above.

The The Gap No. 39 page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for The Gap No. 39 could not be verified, the page names the publisher instead of printing a number.

The Gap No. 39 appears in the census record with 181 residents, and the density of 0.2 people per square kilometre follows from it.

At 181 residents in the 2021 Census, The Gap No. 39 is listed alongside the other covered places in Saskatchewan.

For The Gap No. 39, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the The Gap No. 39 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.