Borrowing in Sturgeon Lake 101, Saskatchewan

This page covers borrowing in Sturgeon Lake 101, Saskatchewan: the census facts, the provincial rules, and the products people compare.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A credit file is compiled by private agencies from information lenders and other creditors report.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The census figures for Sturgeon Lake 101

Sturgeon Lake 101 recorded a population of 1,224 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 81.5 square kilometres of land for the community.

The arithmetic gives 15.0 people per square kilometre.

Among covered Saskatchewan places, Sturgeon Lake 101 sits at rank 92 by population.

Sturgeon Lake 101 sits at rank 92 among the 733 Saskatchewan places here, with 1,224 residents in the 2021 Census.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Sturgeon Lake 101 sits at rank 92 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Sturgeon Lake 101 could not be verified, the page names the publisher instead of printing a number.

Sturgeon Lake 101 ranks 92 by 2021 Census population among the covered places in Saskatchewan.

The Sturgeon Lake 101 page follows the same structure as every other place page, with population, land area, density and rank.

For Sturgeon Lake 101, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Sturgeon Lake 101, 15.0 people per square kilometre, is calculated from the population and land area above.

At 1,224 residents in the 2021 Census, Sturgeon Lake 101 is listed alongside the other covered places in Saskatchewan.

The land area recorded for Sturgeon Lake 101 is 81.5 square kilometres, and the population is 1,224 residents in the 2021 Census.

Sturgeon Lake 101 is one of 733 covered Saskatchewan places, counted at 1,224 residents with a land area of 81.5 square kilometres.

Nothing on the Sturgeon Lake 101 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Sturgeon Lake 101 appears in the census record with 1,224 residents, and the density of 15.0 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.