Borrowing in Stony Rapids, Saskatchewan

Stony Rapids is one of the Saskatchewan places covered here, with 219 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Stony Rapids

The 2021 Census counted 219 residents in Stony Rapids. The census records a land area of 4.2 square kilometres for Stony Rapids.

Population divided by land area produces a density of 51.7 people per square kilometre.

Its provincial population rank is 577 within this data set.

Compared with the other 733 covered Saskatchewan places, Stony Rapids ranks 577 by population.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Stony Rapids ranks 577 by 2021 Census population among the covered places in Saskatchewan.

At 219 residents in the 2021 Census, Stony Rapids is listed alongside the other covered places in Saskatchewan.

For Stony Rapids, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Stony Rapids could not be verified, the page names the publisher instead of printing a number.

Stony Rapids appears in the census record with 219 residents, and the density of 51.7 people per square kilometre follows from it.

Stony Rapids is one of 733 covered Saskatchewan places, counted at 219 residents with a land area of 4.2 square kilometres.

The Stony Rapids page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Stony Rapids, 51.7 people per square kilometre, is calculated from the population and land area above.

Stony Rapids sits at rank 577 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Stony Rapids is 4.2 square kilometres, and the population is 219 residents in the 2021 Census.

Nothing on the Stony Rapids page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.