Borrowing in Star City No. 428, Saskatchewan

This page covers borrowing in Star City No. 428, Saskatchewan: the census facts, the provincial rules, and the products people compare.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Star City No. 428

Statistics Canada's 2021 Census gives Star City No. 428 a population of 811. The census records a land area of 822.8 square kilometres for Star City No. 428.

Population divided by land area produces a density of 1.0 people per square kilometre.

Among covered Saskatchewan places, Star City No. 428 sits at rank 165 by population.

Star City No. 428 therefore appears at rank 165 of 733 covered Saskatchewan places, with a density of 1.0 people per square kilometre.

Star City No. 428 sits at rank 165 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Star City No. 428, the two census fields above are the only local statistics used anywhere on the page.

Star City No. 428 appears in the census record with 811 residents, and the density of 1.0 people per square kilometre follows from it.

Star City No. 428 is one of 733 covered Saskatchewan places, counted at 811 residents with a land area of 822.8 square kilometres.

Where a figure for Star City No. 428 could not be verified, the page names the publisher instead of printing a number.

The density figure for Star City No. 428, 1.0 people per square kilometre, is calculated from the population and land area above.

Readers comparing Star City No. 428 with another community can use the same four census fields.

At 811 residents in the 2021 Census, Star City No. 428 is listed alongside the other covered places in Saskatchewan.

The land area recorded for Star City No. 428 is 822.8 square kilometres, and the population is 811 residents in the 2021 Census.

The Star City No. 428 page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.