Borrowing in St. Louis No. 431, Saskatchewan

This page covers borrowing in St. Louis No. 431, Saskatchewan: the census facts, the provincial rules, and the products people compare.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A credit file is compiled by private agencies from information lenders and other creditors report. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for St. Louis No. 431

The 2021 Census counted 1,029 residents in St. Louis No. 431. Its land area is 777.5 square kilometres.

The arithmetic gives 1.3 people per square kilometre.

The community is the 117th largest place in the province within this census set.

The place record for St. Louis No. 431 covers 777.5 square kilometres and 1,029 residents, a density of 1.3 people per square kilometre.

Where a figure for St. Louis No. 431 could not be verified, the page names the publisher instead of printing a number.

St. Louis No. 431 sits at rank 117 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For St. Louis No. 431, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for St. Louis No. 431 is 777.5 square kilometres, and the population is 1,029 residents in the 2021 Census.

St. Louis No. 431 is one of 733 covered Saskatchewan places, counted at 1,029 residents with a land area of 777.5 square kilometres.

Readers comparing St. Louis No. 431 with another community can use the same four census fields.

The density figure for St. Louis No. 431, 1.3 people per square kilometre, is calculated from the population and land area above.

The St. Louis No. 431 page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the St. Louis No. 431 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

St. Louis No. 431 appears in the census record with 1,029 residents, and the density of 1.3 people per square kilometre follows from it.

St. Louis No. 431 ranks 117 by 2021 Census population among the covered places in Saskatchewan.

At 1,029 residents in the 2021 Census, St. Louis No. 431 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.