Borrowing in Spy Hill, Saskatchewan

This page covers borrowing in Spy Hill, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The census figures for Spy Hill

Population for Spy Hill stands at 173 in the 2021 Census. Its land area is 1.1 square kilometres.

Dividing population by land area gives 150.4 residents per square kilometre, rounded to one decimal place.

Spy Hill ranks 634 by population among the Saskatchewan places on this site.

Within Saskatchewan, Spy Hill is place number 634 by population in this census set, at 173 residents.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A credit file is compiled by private agencies from information lenders and other creditors report.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

Spy Hill is one of 733 covered Saskatchewan places, counted at 173 residents with a land area of 1.1 square kilometres.

Spy Hill sits at rank 634 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Spy Hill, 150.4 people per square kilometre, is calculated from the population and land area above.

For Spy Hill, the two census fields above are the only local statistics used anywhere on the page.

Spy Hill ranks 634 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Spy Hill is 1.1 square kilometres, and the population is 173 residents in the 2021 Census.

Nothing on the Spy Hill page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Spy Hill could not be verified, the page names the publisher instead of printing a number.

Readers comparing Spy Hill with another community can use the same four census fields.

Spy Hill appears in the census record with 173 residents, and the density of 150.4 people per square kilometre follows from it.

At 173 residents in the 2021 Census, Spy Hill is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.