Borrowing in Shellbrook No. 493, Saskatchewan

Shellbrook No. 493 is one of the Saskatchewan places covered here, with 1,581 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The census figures for Shellbrook No. 493

Shellbrook No. 493 recorded a population of 1,581 in Statistics Canada's 2021 Census of Population. Its land area is 1214.0 square kilometres.

Dividing population by land area gives 1.3 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 62 within this data set.

Within Saskatchewan, Shellbrook No. 493 is place number 62 by population in this census set, at 1,581 residents.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The Shellbrook No. 493 page follows the same structure as every other place page, with population, land area, density and rank.

Shellbrook No. 493 appears in the census record with 1,581 residents, and the density of 1.3 people per square kilometre follows from it.

Nothing on the Shellbrook No. 493 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,581 residents in the 2021 Census, Shellbrook No. 493 is listed alongside the other covered places in Saskatchewan.

The land area recorded for Shellbrook No. 493 is 1214.0 square kilometres, and the population is 1,581 residents in the 2021 Census.

Shellbrook No. 493 ranks 62 by 2021 Census population among the covered places in Saskatchewan.

Shellbrook No. 493 is one of 733 covered Saskatchewan places, counted at 1,581 residents with a land area of 1214.0 square kilometres.

For Shellbrook No. 493, the two census fields above are the only local statistics used anywhere on the page.

Shellbrook No. 493 sits at rank 62 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Shellbrook No. 493 could not be verified, the page names the publisher instead of printing a number.

Readers comparing Shellbrook No. 493 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.