Borrowing in Shamrock No. 134, Saskatchewan

Shamrock No. 134 is one of the Saskatchewan communities covered here, with a 2021 Census population of 194, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Shamrock No. 134

In the 2021 Census, Shamrock No. 134 had 194 residents. Its land area is 761.9 square kilometres.

That gives a density of 0.3 people per square kilometre, rounded to one decimal place.

By population it ranks 607 among the Saskatchewan places covered here.

Within Saskatchewan, Shamrock No. 134 is place number 607 by population in this census set, at 194 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Readers comparing Shamrock No. 134 with another community can use the same four census fields.

The land area recorded for Shamrock No. 134 is 761.9 square kilometres, and the population is 194 residents in the 2021 Census.

The Shamrock No. 134 page follows the same structure as every other place page, with population, land area, density and rank.

Shamrock No. 134 ranks 607 by 2021 Census population among the covered places in Saskatchewan.

Shamrock No. 134 sits at rank 607 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Shamrock No. 134 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 194 residents in the 2021 Census, Shamrock No. 134 is listed alongside the other covered places in Saskatchewan.

Shamrock No. 134 appears in the census record with 194 residents, and the density of 0.3 people per square kilometre follows from it.

Where a figure for Shamrock No. 134 could not be verified, the page names the publisher instead of printing a number.

Shamrock No. 134 is one of 733 covered Saskatchewan places, counted at 194 residents with a land area of 761.9 square kilometres.

For Shamrock No. 134, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Shamrock No. 134, 0.3 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.