Borrowing in Rouleau, Saskatchewan

Rouleau is one of the Saskatchewan communities covered here, with a 2021 Census population of 505, and borrowing there is licensed under Saskatchewan's consumer credit rules.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A credit file is compiled by private agencies from information lenders and other creditors report. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The census figures for Rouleau

505 people were counted in Rouleau in the 2021 Census. 1.5 square kilometres of land are attributed to Rouleau.

The arithmetic gives 327.9 people per square kilometre.

The community is the 301st largest place in the province within this census set.

Compared with the other 733 covered Saskatchewan places, Rouleau ranks 301 by population.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The land area recorded for Rouleau is 1.5 square kilometres, and the population is 505 residents in the 2021 Census.

Nothing on the Rouleau page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Rouleau, 327.9 people per square kilometre, is calculated from the population and land area above.

Where a figure for Rouleau could not be verified, the page names the publisher instead of printing a number.

Rouleau is one of 733 covered Saskatchewan places, counted at 505 residents with a land area of 1.5 square kilometres.

Rouleau sits at rank 301 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Rouleau, the two census fields above are the only local statistics used anywhere on the page.

Rouleau appears in the census record with 505 residents, and the density of 327.9 people per square kilometre follows from it.

Rouleau ranks 301 by 2021 Census population among the covered places in Saskatchewan.

The Rouleau page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.