Borrowing in Rosthern, Saskatchewan

This page covers borrowing in Rosthern, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Rosthern

The 2021 Census counted 1,602 residents in Rosthern. The community covers 4.1 square kilometres of land.

Population divided by land area produces a density of 387.0 people per square kilometre.

The community is the 61st largest place in the province within this census set.

Within Saskatchewan, Rosthern is place number 61 by population in this census set, at 1,602 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

At 1,602 residents in the 2021 Census, Rosthern is listed alongside the other covered places in Saskatchewan.

Rosthern appears in the census record with 1,602 residents, and the density of 387.0 people per square kilometre follows from it.

Where a figure for Rosthern could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Rosthern is 4.1 square kilometres, and the population is 1,602 residents in the 2021 Census.

Rosthern ranks 61 by 2021 Census population among the covered places in Saskatchewan.

Rosthern sits at rank 61 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Rosthern, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Rosthern with another community can use the same four census fields.

The Rosthern page follows the same structure as every other place page, with population, land area, density and rank.

Rosthern is one of 733 covered Saskatchewan places, counted at 1,602 residents with a land area of 4.1 square kilometres.

The density figure for Rosthern, 387.0 people per square kilometre, is calculated from the population and land area above.

Nothing on the Rosthern page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.