Borrowing in Rosetown, Saskatchewan

Rosetown, Saskatchewan, recorded a population of 2,507 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A mortgage is registered against the property, which is what gives the lender its claim.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The census figures for Rosetown

In the 2021 Census, Rosetown had 2,507 residents. Land area for Rosetown is 11.6 square kilometres in the same census.

Population divided by land area produces a density of 216.3 people per square kilometre.

Among covered Saskatchewan places, Rosetown sits at rank 32 by population.

Within Saskatchewan, Rosetown is place number 32 by population in this census set, at 2,507 residents.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

Rosetown sits at rank 32 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Rosetown ranks 32 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Rosetown, 216.3 people per square kilometre, is calculated from the population and land area above.

At 2,507 residents in the 2021 Census, Rosetown is listed alongside the other covered places in Saskatchewan.

Rosetown appears in the census record with 2,507 residents, and the density of 216.3 people per square kilometre follows from it.

Nothing on the Rosetown page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Rosetown with another community can use the same four census fields.

The Rosetown page follows the same structure as every other place page, with population, land area, density and rank.

Rosetown is one of 733 covered Saskatchewan places, counted at 2,507 residents with a land area of 11.6 square kilometres.

The land area recorded for Rosetown is 11.6 square kilometres, and the population is 2,507 residents in the 2021 Census.

For Rosetown, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.