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Borrowing in Rose Valley, Saskatchewan

How borrowing works in Rose Valley, Saskatchewan, where the 2021 Census counted 256 residents.

Province Saskatchewan (SK)
Population, 2021 Census 256
Land area 1.1 km²
Provincial regulator See the FCAC list

This page covers borrowing in Rose Valley, Saskatchewan: the census facts, the provincial rules, and the products people compare.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
  • Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

The census figures for Rose Valley

In the 2021 Census, Rose Valley had 256 residents. The census records a land area of 1.1 square kilometres for Rose Valley.

Dividing population by land area gives 243.8 residents per square kilometre, rounded to one decimal place.

The community is the 536th largest place in the province within this census set.

Compared with the other 733 covered Saskatchewan places, Rose Valley ranks 536 by population.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The Rose Valley page follows the same structure as every other place page, with population, land area, density and rank.

Rose Valley appears in the census record with 256 residents, and the density of 243.8 people per square kilometre follows from it.

Where a figure for Rose Valley could not be verified, the page names the publisher instead of printing a number.

Nothing on the Rose Valley page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Rose Valley ranks 536 by 2021 Census population among the covered places in Saskatchewan.

Rose Valley sits at rank 536 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Rose Valley is one of 733 covered Saskatchewan places, counted at 256 residents with a land area of 1.1 square kilometres.

For Rose Valley, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Rose Valley with another community can use the same four census fields.

The land area recorded for Rose Valley is 1.1 square kilometres, and the population is 256 residents in the 2021 Census.

At 256 residents in the 2021 Census, Rose Valley is listed alongside the other covered places in Saskatchewan.

The density figure for Rose Valley, 243.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Rose Valley

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Saskatoon 266,141 Regina 226,404 Prince Albert 37,756 Moose Jaw 33,665 Swift Current 16,750 Yorkton 16,280

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