Borrowing in Riverhurst, Saskatchewan

Riverhurst is one of the Saskatchewan communities covered here, with a 2021 Census population of 152, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Riverhurst

Statistics Canada's 2021 Census gives Riverhurst a population of 152. Statistics Canada lists 1.0 square kilometres of land for the community.

The arithmetic gives 150.5 people per square kilometre.

By population it ranks 661 among the Saskatchewan places covered here.

Compared with the other 733 covered Saskatchewan places, Riverhurst ranks 661 by population.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Nothing on the Riverhurst page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Riverhurst appears in the census record with 152 residents, and the density of 150.5 people per square kilometre follows from it.

Riverhurst sits at rank 661 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Riverhurst page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Riverhurst is 1.0 square kilometres, and the population is 152 residents in the 2021 Census.

Riverhurst is one of 733 covered Saskatchewan places, counted at 152 residents with a land area of 1.0 square kilometres.

Riverhurst ranks 661 by 2021 Census population among the covered places in Saskatchewan.

At 152 residents in the 2021 Census, Riverhurst is listed alongside the other covered places in Saskatchewan.

For Riverhurst, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Riverhurst with another community can use the same four census fields.

The density figure for Riverhurst, 150.5 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.