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Borrowing in Red Pheasant 108, Saskatchewan

Red Pheasant 108 is one of the Saskatchewan communities covered here, with 442 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Saskatchewan (SK)
Population, 2021 Census 442
Land area 94.6 km²
Provincial regulator See the FCAC list

Red Pheasant 108 is one of the Saskatchewan communities covered here, with a 2021 Census population of 442, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The census figures for Red Pheasant 108

Red Pheasant 108 recorded a population of 442 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 94.6 square kilometres of land for the community.

The arithmetic gives 4.7 people per square kilometre.

Red Pheasant 108 ranks 336 by population among the Saskatchewan places on this site.

Within Saskatchewan, Red Pheasant 108 is place number 336 by population in this census set, at 442 residents.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Nothing on the Red Pheasant 108 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Red Pheasant 108 page follows the same structure as every other place page, with population, land area, density and rank.

Red Pheasant 108 sits at rank 336 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Red Pheasant 108 ranks 336 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Red Pheasant 108, 4.7 people per square kilometre, is calculated from the population and land area above.

At 442 residents in the 2021 Census, Red Pheasant 108 is listed alongside the other covered places in Saskatchewan.

The land area recorded for Red Pheasant 108 is 94.6 square kilometres, and the population is 442 residents in the 2021 Census.

Red Pheasant 108 appears in the census record with 442 residents, and the density of 4.7 people per square kilometre follows from it.

Where a figure for Red Pheasant 108 could not be verified, the page names the publisher instead of printing a number.

For Red Pheasant 108, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Red Pheasant 108 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Red Pheasant 108

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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