Borrowing in Reciprocity No. 32, Saskatchewan

This page covers borrowing in Reciprocity No. 32, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The census figures for Reciprocity No. 32

The 2021 Census counted 351 residents in Reciprocity No. 32. The census records a land area of 708.0 square kilometres for Reciprocity No. 32.

Population divided by land area produces a density of 0.5 people per square kilometre.

Its provincial population rank is 426 within this data set.

Reciprocity No. 32 sits at rank 426 among the 733 Saskatchewan places here, with 351 residents in the 2021 Census.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

Where a figure for Reciprocity No. 32 could not be verified, the page names the publisher instead of printing a number.

Reciprocity No. 32 appears in the census record with 351 residents, and the density of 0.5 people per square kilometre follows from it.

Reciprocity No. 32 is one of 733 covered Saskatchewan places, counted at 351 residents with a land area of 708.0 square kilometres.

The land area recorded for Reciprocity No. 32 is 708.0 square kilometres, and the population is 351 residents in the 2021 Census.

The density figure for Reciprocity No. 32, 0.5 people per square kilometre, is calculated from the population and land area above.

Reciprocity No. 32 sits at rank 426 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Reciprocity No. 32, the two census fields above are the only local statistics used anywhere on the page.

At 351 residents in the 2021 Census, Reciprocity No. 32 is listed alongside the other covered places in Saskatchewan.

Reciprocity No. 32 ranks 426 by 2021 Census population among the covered places in Saskatchewan.

The Reciprocity No. 32 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Reciprocity No. 32 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.