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Borrowing in Pleasant Valley No. 288, Saskatchewan

A guide to borrowing in Pleasant Valley No. 288, Saskatchewan, with the 2021 Census population of 301 and the provincial rules that apply locally.

Province Saskatchewan (SK)
Population, 2021 Census 301
Land area 822.5 km²
Provincial regulator See the FCAC list

A loan taken out in Pleasant Valley No. 288 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 301 people in the community.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Pleasant Valley No. 288

Pleasant Valley No. 288 recorded a population of 301 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 822.5 square kilometres of land for the community.

Population divided by land area produces a density of 0.4 people per square kilometre.

Among covered Saskatchewan places, Pleasant Valley No. 288 sits at rank 479 by population.

Pleasant Valley No. 288 therefore appears at rank 479 of 733 covered Saskatchewan places, with a density of 0.4 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Pleasant Valley No. 288 ranks 479 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Pleasant Valley No. 288, 0.4 people per square kilometre, is calculated from the population and land area above.

The Pleasant Valley No. 288 page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Pleasant Valley No. 288 could not be verified, the page names the publisher instead of printing a number.

Readers comparing Pleasant Valley No. 288 with another community can use the same four census fields.

For Pleasant Valley No. 288, the two census fields above are the only local statistics used anywhere on the page.

Pleasant Valley No. 288 is one of 733 covered Saskatchewan places, counted at 301 residents with a land area of 822.5 square kilometres.

Pleasant Valley No. 288 appears in the census record with 301 residents, and the density of 0.4 people per square kilometre follows from it.

The land area recorded for Pleasant Valley No. 288 is 822.5 square kilometres, and the population is 301 residents in the 2021 Census.

Nothing on the Pleasant Valley No. 288 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Pleasant Valley No. 288

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

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