Borrowing in Pinto Creek No. 75, Saskatchewan

This page covers borrowing in Pinto Creek No. 75, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Pinto Creek No. 75

251 people were counted in Pinto Creek No. 75 in the 2021 Census. 838.8 square kilometres of land are attributed to Pinto Creek No. 75.

The calculated density is 0.3 people per square kilometre.

The 2021 Census population places it at rank 547 in the province.

Within Saskatchewan, Pinto Creek No. 75 is place number 547 by population in this census set, at 251 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Pinto Creek No. 75 sits at rank 547 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Pinto Creek No. 75 with another community can use the same four census fields.

Pinto Creek No. 75 ranks 547 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Pinto Creek No. 75, 0.3 people per square kilometre, is calculated from the population and land area above.

At 251 residents in the 2021 Census, Pinto Creek No. 75 is listed alongside the other covered places in Saskatchewan.

Nothing on the Pinto Creek No. 75 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Pinto Creek No. 75 is 838.8 square kilometres, and the population is 251 residents in the 2021 Census.

For Pinto Creek No. 75, the two census fields above are the only local statistics used anywhere on the page.

The Pinto Creek No. 75 page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Pinto Creek No. 75 could not be verified, the page names the publisher instead of printing a number.

Pinto Creek No. 75 appears in the census record with 251 residents, and the density of 0.3 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.