Borrowing in Pinehouse, Saskatchewan

This page covers borrowing in Pinehouse, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Pinehouse

In the 2021 Census, Pinehouse had 1,013 residents. Statistics Canada lists 6.8 square kilometres of land for the community.

Dividing population by land area gives 149.6 residents per square kilometre, rounded to one decimal place.

The community is the 121st largest place in the province within this census set.

The place record for Pinehouse covers 6.8 square kilometres and 1,013 residents, a density of 149.6 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Joint applications combine two incomes and two sets of obligations in the same assessment. An application usually asks for identification, income evidence, banking details and a statement of obligations.

At 1,013 residents in the 2021 Census, Pinehouse is listed alongside the other covered places in Saskatchewan.

Pinehouse appears in the census record with 1,013 residents, and the density of 149.6 people per square kilometre follows from it.

Pinehouse ranks 121 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Pinehouse could not be verified, the page names the publisher instead of printing a number.

Pinehouse is one of 733 covered Saskatchewan places, counted at 1,013 residents with a land area of 6.8 square kilometres.

Nothing on the Pinehouse page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Pinehouse, 149.6 people per square kilometre, is calculated from the population and land area above.

Pinehouse sits at rank 121 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Pinehouse page follows the same structure as every other place page, with population, land area, density and rank.

For Pinehouse, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Pinehouse with another community can use the same four census fields.

The land area recorded for Pinehouse is 6.8 square kilometres, and the population is 1,013 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.