Borrowing in Perdue, Saskatchewan

Perdue is one of the Saskatchewan communities covered here, with a 2021 Census population of 313, and borrowing there is licensed under Saskatchewan's consumer credit rules.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A credit file is compiled by private agencies from information lenders and other creditors report. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The census figures for Perdue

Perdue recorded a population of 313 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 1.0 square kilometres of land for the community.

Dividing population by land area gives 303.9 residents per square kilometre, rounded to one decimal place.

The community is the 464th largest place in the province within this census set.

Compared with the other 733 covered Saskatchewan places, Perdue ranks 464 by population.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

At 313 residents in the 2021 Census, Perdue is listed alongside the other covered places in Saskatchewan.

Perdue ranks 464 by 2021 Census population among the covered places in Saskatchewan.

Perdue appears in the census record with 313 residents, and the density of 303.9 people per square kilometre follows from it.

The density figure for Perdue, 303.9 people per square kilometre, is calculated from the population and land area above.

Perdue sits at rank 464 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Perdue could not be verified, the page names the publisher instead of printing a number.

Nothing on the Perdue page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Perdue is one of 733 covered Saskatchewan places, counted at 313 residents with a land area of 1.0 square kilometres.

The Perdue page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Perdue with another community can use the same four census fields.

The land area recorded for Perdue is 1.0 square kilometres, and the population is 313 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.