Borrowing in Pelly, Saskatchewan

A loan taken out in Pelly is governed by Saskatchewan's licensing rules, and the 2021 Census counted 255 people in the community.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Pelly

Pelly recorded a population of 255 in Statistics Canada's 2021 Census of Population. 1.0 square kilometres of land are attributed to Pelly.

Dividing population by land area gives 265.6 residents per square kilometre, rounded to one decimal place.

The community is the 538th largest place in the province within this census set.

Pelly is one of 733 places listed for Saskatchewan, ranked 538 by population and measured at 1.0 square kilometres.

At 255 residents in the 2021 Census, Pelly is listed alongside the other covered places in Saskatchewan.

The land area recorded for Pelly is 1.0 square kilometres, and the population is 255 residents in the 2021 Census.

Pelly appears in the census record with 255 residents, and the density of 265.6 people per square kilometre follows from it.

Pelly ranks 538 by 2021 Census population among the covered places in Saskatchewan.

Nothing on the Pelly page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Pelly could not be verified, the page names the publisher instead of printing a number.

Pelly sits at rank 538 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Pelly with another community can use the same four census fields.

Pelly is one of 733 covered Saskatchewan places, counted at 255 residents with a land area of 1.0 square kilometres.

The Pelly page follows the same structure as every other place page, with population, land area, density and rank.

For Pelly, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Pelly, 265.6 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.