Borrowing in Pelican Narrows, Saskatchewan

With 123 residents counted in the 2021 Census, Pelican Narrows sits inside Saskatchewan's provincial lending framework.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Pelican Narrows

Statistics Canada's 2021 Census gives Pelican Narrows a population of 123. Land area for Pelican Narrows is 2.4 square kilometres in the same census.

The calculated density is 51.2 people per square kilometre.

Pelican Narrows ranks 699 by population among the Saskatchewan places on this site.

Within Saskatchewan, Pelican Narrows is place number 699 by population in this census set, at 123 residents.

Where a figure for Pelican Narrows could not be verified, the page names the publisher instead of printing a number.

Nothing on the Pelican Narrows page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Pelican Narrows page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Pelican Narrows, 51.2 people per square kilometre, is calculated from the population and land area above.

Pelican Narrows sits at rank 699 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Pelican Narrows ranks 699 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Pelican Narrows with another community can use the same four census fields.

Pelican Narrows appears in the census record with 123 residents, and the density of 51.2 people per square kilometre follows from it.

Pelican Narrows is one of 733 covered Saskatchewan places, counted at 123 residents with a land area of 2.4 square kilometres.

The land area recorded for Pelican Narrows is 2.4 square kilometres, and the population is 123 residents in the 2021 Census.

For Pelican Narrows, the two census fields above are the only local statistics used anywhere on the page.

At 123 residents in the 2021 Census, Pelican Narrows is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.