Borrowing in Paddockwood, Saskatchewan

Paddockwood is one of the Saskatchewan communities covered here, with a 2021 Census population of 118, and borrowing there is licensed under Saskatchewan's consumer credit rules.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The census figures for Paddockwood

In the 2021 Census, Paddockwood had 118 residents. The community covers 0.7 square kilometres of land.

On those two figures, density is 181.5 residents per square kilometre when rounded to one decimal place.

Paddockwood ranks 711 by population among the Saskatchewan places on this site.

Paddockwood sits at rank 711 among the 733 Saskatchewan places here, with 118 residents in the 2021 Census.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

Where a figure for Paddockwood could not be verified, the page names the publisher instead of printing a number.

The density figure for Paddockwood, 181.5 people per square kilometre, is calculated from the population and land area above.

The Paddockwood page follows the same structure as every other place page, with population, land area, density and rank.

At 118 residents in the 2021 Census, Paddockwood is listed alongside the other covered places in Saskatchewan.

Paddockwood sits at rank 711 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Paddockwood ranks 711 by 2021 Census population among the covered places in Saskatchewan.

Paddockwood appears in the census record with 118 residents, and the density of 181.5 people per square kilometre follows from it.

For Paddockwood, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Paddockwood with another community can use the same four census fields.

The land area recorded for Paddockwood is 0.7 square kilometres, and the population is 118 residents in the 2021 Census.

Paddockwood is one of 733 covered Saskatchewan places, counted at 118 residents with a land area of 0.7 square kilometres.

Nothing on the Paddockwood page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.