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Borrowing in Orkney No. 244, Saskatchewan

How borrowing works in Orkney No. 244, Saskatchewan, where the 2021 Census counted 1,883 residents.

Province Saskatchewan (SK)
Population, 2021 Census 1,883
Land area 770.0 km²
Provincial regulator See the FCAC list

With 1,883 residents counted in the 2021 Census, Orkney No. 244 sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Orkney No. 244

1,883 people were counted in Orkney No. 244 in the 2021 Census. The community covers 770.0 square kilometres of land.

Population divided by land area produces a density of 2.4 people per square kilometre.

Among covered Saskatchewan places, Orkney No. 244 sits at rank 49 by population.

Orkney No. 244 is one of 733 places listed for Saskatchewan, ranked 49 by population and measured at 770.0 square kilometres.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The land area recorded for Orkney No. 244 is 770.0 square kilometres, and the population is 1,883 residents in the 2021 Census.

The density figure for Orkney No. 244, 2.4 people per square kilometre, is calculated from the population and land area above.

Orkney No. 244 is one of 733 covered Saskatchewan places, counted at 1,883 residents with a land area of 770.0 square kilometres.

Readers comparing Orkney No. 244 with another community can use the same four census fields.

Orkney No. 244 sits at rank 49 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Orkney No. 244 page follows the same structure as every other place page, with population, land area, density and rank.

For Orkney No. 244, the two census fields above are the only local statistics used anywhere on the page.

Orkney No. 244 ranks 49 by 2021 Census population among the covered places in Saskatchewan.

Orkney No. 244 appears in the census record with 1,883 residents, and the density of 2.4 people per square kilometre follows from it.

Nothing on the Orkney No. 244 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,883 residents in the 2021 Census, Orkney No. 244 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Orkney No. 244

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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