Borrowing in North Grove, Saskatchewan

North Grove, Saskatchewan, recorded a population of 175 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A mortgage is registered against the property, which is what gives the lender its claim. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The census figures for North Grove

Population for North Grove stands at 175 in the 2021 Census. Its land area is 3.7 square kilometres.

The calculated density is 47.0 people per square kilometre.

Its provincial population rank is 632 within this data set.

Within Saskatchewan, North Grove is place number 632 by population in this census set, at 175 residents.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

For North Grove, the two census fields above are the only local statistics used anywhere on the page.

North Grove is one of 733 covered Saskatchewan places, counted at 175 residents with a land area of 3.7 square kilometres.

At 175 residents in the 2021 Census, North Grove is listed alongside the other covered places in Saskatchewan.

North Grove ranks 632 by 2021 Census population among the covered places in Saskatchewan.

The North Grove page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for North Grove is 3.7 square kilometres, and the population is 175 residents in the 2021 Census.

Nothing on the North Grove page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for North Grove, 47.0 people per square kilometre, is calculated from the population and land area above.

North Grove appears in the census record with 175 residents, and the density of 47.0 people per square kilometre follows from it.

North Grove sits at rank 632 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing North Grove with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.