Borrowing in Mount Hope No. 279, Saskatchewan

Mount Hope No. 279, Saskatchewan, recorded a population of 531 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Mount Hope No. 279

The 2021 Census counted 531 residents in Mount Hope No. 279. 1624.6 square kilometres of land are attributed to Mount Hope No. 279.

Dividing population by land area gives 0.3 residents per square kilometre, rounded to one decimal place.

The community is the 281st largest place in the province within this census set.

Mount Hope No. 279 sits at rank 281 among the 733 Saskatchewan places here, with 531 residents in the 2021 Census.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Readers comparing Mount Hope No. 279 with another community can use the same four census fields.

The density figure for Mount Hope No. 279, 0.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for Mount Hope No. 279 could not be verified, the page names the publisher instead of printing a number.

At 531 residents in the 2021 Census, Mount Hope No. 279 is listed alongside the other covered places in Saskatchewan.

Mount Hope No. 279 ranks 281 by 2021 Census population among the covered places in Saskatchewan.

Mount Hope No. 279 sits at rank 281 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Mount Hope No. 279 appears in the census record with 531 residents, and the density of 0.3 people per square kilometre follows from it.

Nothing on the Mount Hope No. 279 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Mount Hope No. 279 page follows the same structure as every other place page, with population, land area, density and rank.

For Mount Hope No. 279, the two census fields above are the only local statistics used anywhere on the page.

Mount Hope No. 279 is one of 733 covered Saskatchewan places, counted at 531 residents with a land area of 1624.6 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.