Borrowing in Mortlach, Saskatchewan

With 274 residents counted in the 2021 Census, Mortlach sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Mortlach

274 people were counted in Mortlach in the 2021 Census. The community covers 2.9 square kilometres of land.

That gives a density of 95.5 people per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, Mortlach sits at rank 512 by population.

Mortlach sits at rank 512 among the 733 Saskatchewan places here, with 274 residents in the 2021 Census.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A credit file is compiled by private agencies from information lenders and other creditors report.

Mortlach ranks 512 by 2021 Census population among the covered places in Saskatchewan.

Mortlach sits at rank 512 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Mortlach appears in the census record with 274 residents, and the density of 95.5 people per square kilometre follows from it.

For Mortlach, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Mortlach page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Mortlach is 2.9 square kilometres, and the population is 274 residents in the 2021 Census.

Where a figure for Mortlach could not be verified, the page names the publisher instead of printing a number.

The density figure for Mortlach, 95.5 people per square kilometre, is calculated from the population and land area above.

Readers comparing Mortlach with another community can use the same four census fields.

At 274 residents in the 2021 Census, Mortlach is listed alongside the other covered places in Saskatchewan.

The Mortlach page follows the same structure as every other place page, with population, land area, density and rank.

Mortlach is one of 733 covered Saskatchewan places, counted at 274 residents with a land area of 2.9 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.