Borrowing in Middle Lake, Saskatchewan

With 188 residents counted in the 2021 Census, Middle Lake sits inside Saskatchewan's provincial lending framework.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Middle Lake

Statistics Canada's 2021 Census gives Middle Lake a population of 188. The census records a land area of 1.0 square kilometres for Middle Lake.

Dividing population by land area gives 184.3 residents per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, Middle Lake sits at rank 616 by population.

Middle Lake sits at rank 616 among the 733 Saskatchewan places here, with 188 residents in the 2021 Census.

Middle Lake sits at rank 616 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Middle Lake, 184.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for Middle Lake could not be verified, the page names the publisher instead of printing a number.

Middle Lake appears in the census record with 188 residents, and the density of 184.3 people per square kilometre follows from it.

The land area recorded for Middle Lake is 1.0 square kilometres, and the population is 188 residents in the 2021 Census.

Nothing on the Middle Lake page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 188 residents in the 2021 Census, Middle Lake is listed alongside the other covered places in Saskatchewan.

Middle Lake is one of 733 covered Saskatchewan places, counted at 188 residents with a land area of 1.0 square kilometres.

The Middle Lake page follows the same structure as every other place page, with population, land area, density and rank.

Middle Lake ranks 616 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Middle Lake with another community can use the same four census fields.

For Middle Lake, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.