Borrowing in Melville, Saskatchewan

A loan taken out in Melville is governed by Saskatchewan's licensing rules, and the 2021 Census counted 4,493 people in the community.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Melville

4,493 people were counted in Melville in the 2021 Census. Its land area is 14.8 square kilometres.

The arithmetic gives 304.0 people per square kilometre.

Its provincial population rank is 19 within this data set.

Melville therefore appears at rank 19 of 733 covered Saskatchewan places, with a density of 304.0 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Joint applications combine two incomes and two sets of obligations in the same assessment.

Melville sits at rank 19 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Melville page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Melville could not be verified, the page names the publisher instead of printing a number.

Melville ranks 19 by 2021 Census population among the covered places in Saskatchewan.

Melville is one of 733 covered Saskatchewan places, counted at 4,493 residents with a land area of 14.8 square kilometres.

The land area recorded for Melville is 14.8 square kilometres, and the population is 4,493 residents in the 2021 Census.

For Melville, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Melville with another community can use the same four census fields.

Melville appears in the census record with 4,493 residents, and the density of 304.0 people per square kilometre follows from it.

At 4,493 residents in the 2021 Census, Melville is listed alongside the other covered places in Saskatchewan.

The density figure for Melville, 304.0 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.