Borrowing in McLeod No. 185, Saskatchewan
McLeod No. 185 is one of the Saskatchewan communities covered here, with 401 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.
This page covers borrowing in McLeod No. 185, Saskatchewan: the census facts, the provincial rules, and the products people compare.
Products compared here
The site describes 20 products in total; the two below are representative of the range.
- Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
- Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
How borrowing works locally
Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.
Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.
The Saskatchewan rules that apply
Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.
Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.
Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.
The census figures for McLeod No. 185
The 2021 Census counted 401 residents in McLeod No. 185. Statistics Canada lists 872.5 square kilometres of land for the community.
On those two figures, density is 0.5 residents per square kilometre when rounded to one decimal place.
Its provincial population rank is 368 within this data set.
McLeod No. 185 sits at rank 368 among the 733 Saskatchewan places here, with 401 residents in the 2021 Census.
The land area recorded for McLeod No. 185 is 872.5 square kilometres, and the population is 401 residents in the 2021 Census.
For McLeod No. 185, the two census fields above are the only local statistics used anywhere on the page.
At 401 residents in the 2021 Census, McLeod No. 185 is listed alongside the other covered places in Saskatchewan.
McLeod No. 185 is one of 733 covered Saskatchewan places, counted at 401 residents with a land area of 872.5 square kilometres.
Readers comparing McLeod No. 185 with another community can use the same four census fields.
The density figure for McLeod No. 185, 0.5 people per square kilometre, is calculated from the population and land area above.
McLeod No. 185 ranks 368 by 2021 Census population among the covered places in Saskatchewan.
The McLeod No. 185 page follows the same structure as every other place page, with population, land area, density and rank.
McLeod No. 185 sits at rank 368 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.
Nothing on the McLeod No. 185 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.
Where a figure for McLeod No. 185 could not be verified, the page names the publisher instead of printing a number.
loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.
Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.
Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.
Borrowing in McLeod No. 185
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