Borrowing in McCraney No. 282, Saskatchewan

A loan taken out in McCraney No. 282 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 280 people in the community.

The census figures for McCraney No. 282

280 people were counted in McCraney No. 282 in the 2021 Census. Statistics Canada lists 944.5 square kilometres of land for the community.

That gives a density of 0.3 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 504 in the province.

The place record for McCraney No. 282 covers 944.5 square kilometres and 280 residents, a density of 0.3 people per square kilometre.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

Readers comparing McCraney No. 282 with another community can use the same four census fields.

For McCraney No. 282, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for McCraney No. 282 is 944.5 square kilometres, and the population is 280 residents in the 2021 Census.

McCraney No. 282 ranks 504 by 2021 Census population among the covered places in Saskatchewan.

McCraney No. 282 sits at rank 504 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for McCraney No. 282, 0.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for McCraney No. 282 could not be verified, the page names the publisher instead of printing a number.

Nothing on the McCraney No. 282 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

McCraney No. 282 appears in the census record with 280 residents, and the density of 0.3 people per square kilometre follows from it.

McCraney No. 282 is one of 733 covered Saskatchewan places, counted at 280 residents with a land area of 944.5 square kilometres.

The McCraney No. 282 page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.