Borrowing in Maple Creek, Saskatchewan

A loan taken out in Maple Creek is governed by Saskatchewan's licensing rules, and the 2021 Census counted 2,176 people in the community.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Maple Creek

In the 2021 Census, Maple Creek had 2,176 residents. Statistics Canada lists 4.3 square kilometres of land for the community.

That gives a density of 500.2 people per square kilometre, rounded to one decimal place.

Maple Creek ranks 39 by population among the Saskatchewan places on this site.

Compared with the other 733 covered Saskatchewan places, Maple Creek ranks 39 by population.

Maple Creek sits at rank 39 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Maple Creek with another community can use the same four census fields.

For Maple Creek, the two census fields above are the only local statistics used anywhere on the page.

Maple Creek is one of 733 covered Saskatchewan places, counted at 2,176 residents with a land area of 4.3 square kilometres.

At 2,176 residents in the 2021 Census, Maple Creek is listed alongside the other covered places in Saskatchewan.

Maple Creek appears in the census record with 2,176 residents, and the density of 500.2 people per square kilometre follows from it.

The density figure for Maple Creek, 500.2 people per square kilometre, is calculated from the population and land area above.

Maple Creek ranks 39 by 2021 Census population among the covered places in Saskatchewan.

Nothing on the Maple Creek page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Maple Creek could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Maple Creek is 4.3 square kilometres, and the population is 2,176 residents in the 2021 Census.

The Maple Creek page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.